this Terms of Service Agreement ("Agreement") outlines the terms and conditions for participating in coaching services provided by Chasing Gains LLC, under the direction of Steven Gloeckner and affiliated associates. By submitting payment and beginning services, you acknowledge and agree to the following:

1. Acknowledgment of Risk

Participation in any cardiovascular training, resistance training, or nutritional programming involves physical exertion and carries the risk of injury or health complications. Chasing Gains LLC and its associates are not responsible for any injury, illness, or adverse effects resulting from your participation. All activity is undertaken at your own risk.

2. Voluntary Participation

You affirm that you are voluntarily participating in all coaching activities and are physically and mentally capable of doing so. Any health conditions or injuries should be disclosed prior to beginning the program.

3. Health & Safety Clause

Chasing Gains LLC reserves the right to pause or discontinue your program if your physical or mental health is deemed at risk during the course of coaching.

4. Scope of Services

Chasing Gains LLC does not provide licensed medical or nutritional advice. All training, nutrition, and supplement guidance is based on personal experience and education and is intended for informational purposes only.

5. No Refund Policy

All purchases are final. There are no refunds once the initial plan has been delivered, regardless of participation or personal circumstances.

6. Minimum Commitment

Clients are committing to a minimum term of six (6) months of coaching services. Early termination does not release the client from financial responsibility for the remaining term. All monthly payments will continue according to the agreed-upon billing schedule until the six-month term is completed.

7. Confidentiality & Use of Materials

All programming and materials provided by Chasing Gains LLC are proprietary and for client use only. Redistribution, resale, or sharing of materials is strictly prohibited. This restriction applies during and after the coaching relationship and may result in legal action if violated.

8. Ongoing Service Terms

Following the initial six-month commitment, services will continue on a rolling basis unless canceled in writing. Clients may cancel after the six-month period with written notice and no further billing will occur after the current cycle ends.

9. Billing Authorization

All payments are processed as automatic subscriptions via the payment method on file. It is your responsibility to maintain current billing information and to provide notice for cancellation after your minimum term.

10. Subscription & Billing Terms

Chasing Gains LLC bills clients on a recurring subscription basis. Charges continue automatically unless cancellation is requested after the six-month term. No verbal cancellations will be accepted.